Flood Insurance Shock: Will the New NFIP Reforms Make Coastal Living Unaffordable?

June 13, 2026

By Chip Merlin The newly proposed FEMA reform report 1 signals that major changes may be coming to the National Flood Insurance Program. Homeowners and business owners in coastal and flood-prone communities should pay very close attention. Beneath the language of modernization, resilience, and private-market innovation lies a significant shift in philosophy regarding who should bear the financial […]

Short-changed by insurance, Sandy victims fight back

March 14, 2014

Sandy victims, frustrated by pennies on the dollar offers, sue en masse Source – Asbury Park Press, March 14, 2014 Since they bought their oceanfront home in Point Pleasant Beach 12 years ago, Carla and Vincent Vitale have spent almost $100,000 on insurance premiums. So when flood waters from superstorm Sandy damaged the heating and […]

Fighting the Insurer Over Hurricane Sandy Damage

March 4, 2013

By TARA SIEGEL BERNARD, NYTimes.com Published: March 1, 2013 With Hurricane Sandy moving in, Andrea and Stephen Kondaks gathered candles, water and flashlights, and then put on their fishing waders. There was nothing left to do but wait, and watch, as the oily water slowly seeped into the hallway of their house, two and a […]

After the Storm: Your Homeowner’s Claim

November 12, 2012

By RON LIEBER, New York Times Published: November 9, 2012 There is a sort of honeymoon period that occurs after a big storm like Hurricane Sandy, when insurance executives appear on the local news offering reassuring words. Their brightly painted vans pull into residential neighborhoods amid the standing water and debris. Everyone is hopeful. Handshakes […]

Flood Insurance Shock: Will the New NFIP Reforms Make Coastal Living Unaffordable?