Homeowner’s Claim

It happens every winter. Inevitably, some unfortunate home or business owner will walk into their property only to find it destroyed by water after their plumbing lines froze and broke. When this happens, one of the first questions that come to mind is, “Will my insurance company pay for this?” Unfortunately, there is no one-size-fits-all …

A Public Insurance Adjuster prepares, presents and adjusts property insurance claims on behalf of homeowners and business owners following a covered casualty loss. Public adjusters traditionally charge a fee for their services based upon a percentage of the amount recovered. How much does a claims adjuster make? Typical fees range between 10 and 12.5% with …

The questions of “should I hire a public adjuster” often comes up to insurance representatives. They will always work with their companies first but you should take the following into consideration. Imagine that you have just experienced a fire in your home causing extensive damage to the structure and your personal property. You have a …

Maybe it’s time for a truce—for insurers and public adjusters to consider ways to normalize relations between what have traditionally been warring parties. I took quite a bit of heat from a number of public adjusters about my September 2012 column, which ignored their role in resolving claims disputes between insurers and policyholders. One caller …

Susanne Bannon of Union Beach stands Monday where her townhouse stood before Sandy struck. / TANYA BREEN/STAFF PHOTOGRAPHER Michael L. Diamond, Asbury Park Press The townhouse at 2 Vista Shores Drive in Union Beach lies in a crumpled heap with a lifetime of Susanne Bannon’s belongings — photos from a childhood in Ireland, Waterford crystal …

By RON LIEBER, New York Times Published: November 9, 2012 There is a sort of honeymoon period that occurs after a big storm like Hurricane Sandy, when insurance executives appear on the local news offering reassuring words. Their brightly painted vans pull into residential neighborhoods amid the standing water and debris. Everyone is hopeful. Handshakes …