Public Insurance Adjusters.
Andrew K. Knox and Company provides expert insurance-claim preparation to home and business owners who have suffered property damage or loss. Our team of professional adjusters will prepare, present and adjust your property insurance claim to expedite prompt settlement and secure the maximum recovery for you.
For three generations and nearly 60 years, Andrew K. Knox and Company, certified public insurance adjusters in NJ, has helped commercial and residential clients fully and quickly recover from the effects of fire, flood or other natural disasters.
As the oldest operating firm in New Jersey, and one of the oldest firms in the nation, our extensive experience and vast level of knowledge puts us in the best possible position to expedite a prompt settlement and secure the maximum recovery for our clients.
With clients as close as New Jersey and as far away as Kuwait, our firm possesses the resources and experience to successfully handle any size claim while still maintaining the core values and level of personal attention that you could only expect from a family-owned business.
We have more Senior Professional Public Adjusters (SPPA) on staff than any other firm in New Jersey. All of our adjusters are members of the National Association of Public Insurance Adjusters (NAPIA) and are fulltime professionals who possess a combination of construction, insurance and financial experience with advanced educational degrees from some of the nation’s top tier universities.
Andrew K. Knox and Company is one of the first “certified” public adjustment firms ever established. For three generations and nearly 60 years, Andrew K. Knox and Company has helped home and business owners fully and quickly recover from the effects of fire, flood or other natural disasters. Our team of highly trained insurance adjusters go through extensive training before being allowed to handle any clients insurance claim. A reputation for excellence is not earned overnight. Our team of professionals:
July 8, 2026
By Chip Merlin For decades, the insurance industry has justified legislative reforms, regulatory changes, and restrictions on policyholder rights by pointing to the specter of insurance fraud. We have repeatedly been told that fraudulent claims are a major driver of rising premiums and instability in insurance markets. Legislators and regulators have heard it. The public, […]
June 13, 2026
By Chip Merlin The newly proposed FEMA reform report 1 signals that major changes may be coming to the National Flood Insurance Program. Homeowners and business owners in coastal and flood-prone communities should pay very close attention. Beneath the language of modernization, resilience, and private-market innovation lies a significant shift in philosophy regarding who should bear the financial […]
May 22, 2025
Most homeowners believe their insurance policies will protect them when disaster strikes. But that illusion shattered for Natalia Migal. Testifying before the U.S. Senate, she recalled how Hurricane Helene ravaged her Georgia home, only for her insurer Allstate to offer a mere $46,000 for repairs, despite independent assessments putting the damage closer to $500,000. Digging into Allstate’s […]
April 3, 2025
By Chip Merlin Chris Aldrich, President of Andrew K. Knox and Company, recently completed his tenure as President of the National Association of Public Insurance Adjusters (NAPIA). Following his leadership role, past NAPIA President Chip Merlin of Merlin Law Group sat down with Chris to discuss his experiences, insights, and continued dedication to the industry. […]
January 31, 2020
It happens every winter. Inevitably, some unfortunate home or business owner will walk into their property only to find it destroyed by water after their plumbing lines froze and broke. When this happens, one of the first questions that come to mind is, “Will my insurance company pay for this?” Unfortunately, there is no one-size-fits-all […]
October 3, 2017
The damage of recent hurricanes Harvey and Irma have left many re-evaluating their current insurance policies. However, in addition to your flooding and natural disaster claims, be sure you’re also looking into your fire insurance claims. Sometimes, fires can cost you hundreds of thousands of dollars in damage. But do you know how to file […]
April 4, 2016
Are you living in an apartment, rented house or condo? Do you need renters insurance? After all it’s up to the landlord to fix the building should it catch fire or be damaged by a storm. What about your personal property? Who will pay to repair or replace your belongings should they be damaged or […]
February 24, 2016
A Public Insurance Adjuster prepares, presents and adjusts property insurance claims on behalf of homeowners and business owners following a covered casualty loss. Public adjusters traditionally charge a fee for their services based upon a percentage of the amount recovered. How much does a claims adjuster make? Typical fees range between 10 and 12.5% with […]
August 24, 2015
The questions of “should I hire a public adjuster” often comes up to insurance representatives. They will always work with their companies first but you should take the following into consideration. Imagine that you have just experienced a fire in your home causing extensive damage to the structure and your personal property. You have a […]
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