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Jersey Shore Public Adjusters - Andrew Knox and Company

Andrea and Steve Kondaks say their insurance company will pay only a small part of what they need to fix their home. By TARA SIEGEL BERNARD, NYTimes.com Published: March 1, 2013 With Hurricane Sandy moving in, Andrea and Stephen Kondaks gathered candles, water and flashlights, and then put on their fishing waders. There was nothing …

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Monmouth County New Jersey Public Adjusters - Andrew Knox and Company

Susanne Bannon of Union Beach stands Monday where her townhouse stood before Sandy struck. / TANYA BREEN/STAFF PHOTOGRAPHER Michael L. Diamond, Asbury Park Press The townhouse at 2 Vista Shores Drive in Union Beach lies in a crumpled heap with a lifetime of Susanne Bannon’s belongings — photos from a childhood in Ireland, Waterford crystal …

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Ocean County New Jersey Public Adjusters - Andrew Knox and Company

By RON LIEBER, New York Times Published: November 9, 2012 There is a sort of honeymoon period that occurs after a big storm like Hurricane Sandy, when insurance executives appear on the local news offering reassuring words. Their brightly painted vans pull into residential neighborhoods amid the standing water and debris. Everyone is hopeful. Handshakes …

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What exactly does it mean to be insured at replacement cost? The typical Insurance Services Office (ISO) Homeowners policy (HO-3 10 00) insures the Dwelling at replacement cost (RCV) and your Personal Property at actual cash value (ACV). This is often modified with the addition of an endorsement shown as “Personal Property Replacement Cost”, sometimes …

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One of the most frequently asked questions that insurance agents and public adjusters are asked is; how much should I insure my home for? There is no exact answer to this question, except that the amount of insurance in force should be at least eighty percent (80%) of the replacement cost value of the property. …

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FEMA has once again extended the deadline to submit proofs of loss for all claims for damage arising out of Hurricane Irene to NFIP insured buildings. The Standard Flood Insurance Policy (SFIP) issued under the National Flood Insurance Program (NFIP) provides a period of sixty (60) days from the date of loss within which the …

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